fees

Insured care
To be eligible for mental health treatment, a referral from the primary care physician is required. A distinction is made between Generalist Basic Mental Health Care and Specialized Mental Health Care. The general practitioner can refer to the GGZ if there is a suspicion of a psychological disorder, such as an anxiety disorder or depression. In the case of insured care, the costs are reimbursed from the basic package of the health insurance.

Care Performance Model
On Jan. 1, 2022, the care performance model was introduced. You can read more information in this folder.

Generalistic Basic Mental Health Care

The Generalist Basic GGZ is intended for people with mild to moderately severe mental disorders. In the Care Performance Model, this concerns care demand types 1 to 4. A treatment is short-term (about 5 to 12 sessions). After the intake, it is determined which type of care question will appear on the invoice. This depends on the severity of your symptoms.
The amount of reimbursement depends on the health insurance policy (natura or restitution policy) and whether the practitioner has a contract with the health insurance company.

If you do not want information about the type of care question to reach the health insurer, it is important to indicate this in the first conversation. This can be arranged with some paperwork.

Mandatory deductible

In 2025, the mandatory deductible is €385. This means that you will have to pay at least €385 yourself for care included in the basic package. This also applies to psychological treatments and the health insurer will settle this with you. You pay the deductible every year.

 

Specialized Mental Health Care

Specialized mental health care is for people with moderately severe to severe mental disorders. The problems are often long-lasting and complex. In the Care Performance Model, this concerns care demand types 5 to 8. Treatment is usually longer lasting. After the intake, it is determined which type of care question will appear on the invoice. This depends on the seriousness of your complaints. The amount of the reimbursement depends on the health insurance policy (in-kind or reimbursement policy). There is no personal contribution.

If you do not want information about the type of care question to reach the health insurer, it is important to indicate this in the first conversation. This can be arranged with some paperwork.

Not everything is insured care

Adjustment disorders, relationship and family problems and problems as a result of work are no longer insured care and are therefore not reimbursed from the basic insurance. The rate we charge for an individual consultation “uninsured care” or “non-basic package care” is €138 (45 minutes). We will preferably settle these costs by direct debit. Some insurers have included a partial reimbursement in the supplementary insurance for the treatment of these problems. You can find this information in the policy conditions of your health insurer.

 

Cancel appointments and No Show

Sometimes you may be forced to cancel an appointment. Do this as soon as possible and at least 24 hours in advance. Appointments not cancelled on time will be charged 60% of the session rate. This bill is not reimbursed by the health insurer.

€€

219,98

€€ € €

NZa rates Care Performance Model 2025
For all rates see this link

Consultation

TARIFF
GZ-psychologist

RATE Psychotherapist

TARIFF Clinical psychologist

 

Intake 1 hour (diagnosis)

€ 190,88 € 219,98 € 252,86

Treatment conversation 45m

€ 142,29 € 164,24 € 187,95

Treatment call 60m

€ 168,94 € 195,71 € 222,11

Treatment conversation 75m

€ 207,96 € 241,36 € 273,15

Treatment conversation 90m

€ 254,06 € 294,66

€ 333,80

CHECK YOUR INSURANCE POLICY

Reimbursement of the treatment depends on two things: your policy and our choice whether or not we work with contracts with health insurers.

Your policy
If you have in-kind insurance, treatment is only fully reimbursed if you go to a provider who has a contract with your insurer. But even if you have good restitution insurance, in 2025 you will no longer get 100% reimbursement for non-contracted care in the mental health system. For an overview of the level of reimbursement under the various policies, check out contract-free psychologist .

Our choice in terms of contracts
We have very consciously chosen not to enter into contracts with insurers at random. Not because we do not meet the quality requirements, but because we do not have a say and we do not always believe that the requirements that a health insurer sets for us benefit the healthcare. Barbara, Katja and Leonien work completely contract-free in 2024, Jaro only has a contract with Zilveren Kruis Achmea and also works contract-free otherwise. Jaro has contracts with Zilveren Kruis Achmea and DSW/Stad Holland for 2025.